Planning for professionals

You're at the peak of your earning years and your financial life is getting complicated. Balancing major goals like saving for a new home, college tuition, or managing an inheritance while also planning for retirement creates complexity that a "do-it-yourself" approach can't handle. I use dynamic modeling software to explore the long-term impact of your immediate choices (like a career change or property purchase). Forget the static binder. With Wrightpoint, you get 24/7 access to your dynamic financial model. This level of transparency ensures you always understand the 'why' behind the plan and gives you the confidence to explore future possibilities whenever you like.  Gaining confidence through a clear, actionable plan means you can stop postponing decisions and realize your financial goals faster than you ever imagined. 

For clients nearing or in retirement, the strategy shifts entirely to keeping more of what you've earned. I use high-fidelity software, Pralana, to optimize your financial distribution and minimize tax drag:

• Withdrawal Sequencing: Determining the most tax-efficient order to draw from accounts (401(k)s, Roths, Taxable) to make your money last.

• Tax Mitigation: Modeling multi-year Roth conversions to reduce RMDs and mitigate future Medicare IRMAA surcharges.

• Income Maximization: Strategically timing Social Security to maximize your household's total lifetime income.

My data-driven strategy is designed to maximize your retirement income while minimizing tax exposure. This secure, tax-efficient approach ensures your savings support your lifestyle and your legacy.

Institutional-Grade Investing, Simplified

You shouldn't have to compromise on strategy or cost. I bypass the restrictions of typical retail platforms to deliver a sophisticated, low-cost investment experience focused solely on maximizing your risk-adjusted return. Leveraging my partnership with Altruist, I deploy powerful institutional strategies and efficiencies previously reserved for large firms.

• Exclusive Access: Utilize strategies unavailable on public platforms, including Direct Indexing, Separately Managed Accounts (SMAs), and proprietary Wrightpoint Models.

• Built for Entrepreneurs: Wrightpoint supports a comprehensive suite of account types, including Solo 401(k)s for business owners and self-employed professionals.

• Seamless Efficiency: Experience fully paperless onboarding in minutes and monitor your complete financial picture through an intuitive, modern client portal.

• Tax Optimization: Automated tax-loss harvesting (TLH) helps minimize your tax bill, ensuring you keep more of your returns.